Registered in Zug Swiss nDSG & GDPR Compliant EU AI Act Ready DE · FR · EN Advisory TENNOTENRYU INH. CESARANO · BAARERSTRASSE 87 · 6300 ZUG
200+
Swiss professionals
advising with Certo
CHF 2,400
Average annual
Krankenkasse saving
4
Advisory domains
one advisor
3
Free queries daily
no card required
AI Life Advisor · Switzerland

Your Swiss life, optimised by intelligence.

Save CHF 2,400
on Krankenkasse
this year.

AI-powered advisory across Money, Career, Legal
and EU AI Act compliance — for Swiss professionals.

Krankenkasse AI Career Strategy Legal Guidance EU AI Act
Start Free — 3 Queries/Day → See Pricing
Swiss Alps landscape — precision and clarity
Free 3 queries/day · no card
● Starter from CHF 97/month
Getting Started

Up and running
in 60 seconds.

No onboarding call. No contract. Ask your first question immediately — then decide if you want more.

STEP 01
✦
Open the advisor
Click Start Free. No account required for your first 3 queries. Chat directly with the AI — it speaks German, French and English.
STEP 02
🏥
Ask about Krankenkasse
Describe your situation — canton, age, health usage. Certo analyses all available models and returns the optimal franchise-deductible combination for your profile.
STEP 03
💼
Explore all 4 domains
Career strategy, legal questions, EU AI Act compliance — all available in the same conversation. Certo remembers your context across sessions on the paid plan.
STEP 04
⚡
Upgrade when ready
Starter CHF 97/mo unlocks unlimited queries, persistent memory and full domain access. Pro adds voice mode and priority AI routing. Cancel anytime.
Advisory Domains

Four domains.
One advisor.

Certo Personal covers the four areas where Swiss professionals lose the most money and time — all in a single intelligent conversation.

01 / 04
🏥
Health Insurance & Finances
Optimal health insurance model for your canton, age and health usage. Franchise optimisation, Zusatzversicherung analysis, pillar 3a strategy and tax-efficient saving. Swiss professionals overpay by CHF 2,400/year on average.
Ø CHF 2,400 saved/year
02 / 04
💼
AI Career Strategy
Position yourself for the AI transition in DACH: which skills survive, which don't, and how to 10x your output with AI tools now. LinkedIn and CV strategy for hiring managers who are already AI-literate. Built for Swiss and DACH professionals.
DACH Market Focused
03 / 04
⚖️
Legal Guidance
Swiss employment law, freelance contracts, landlord-tenant rights, consumer protection and basic corporate questions — explained clearly in German, French or English. Certo always flags when you need a certified Swiss attorney.
Swiss & DACH Law
04 / 04
🤖
EU AI Act Compliance
August 2026 enforcement deadline is approaching. Understand your obligations under EU AI Act Articles 5, 6, 9 and 52. Know if your AI tools or products are classified as high-risk — before the EUR 35M fine arrives.
Aug 2026 Deadline
200+
Swiss professionals
already advising with Certo
CHF
2,400
Average annual saving
on Krankenkasse alone
4
Advisory domains
in one conversation
3
Free queries daily
no card, no signup
Pricing

Starts free.
Scales with you.

No credit card for the free tier. Upgrade when Certo has already saved you more than the subscription costs.

Free
0CHF
forever · 3 queries/day
  • 3 advisory queries per day
  • All 4 domains (Money, Career, Legal, AI Act)
  • German, French & English
  • No account required
Start Free →
Most Popular
Starter
97CHF
per month · cancel anytime
  • Unlimited advisory queries
  • Persistent memory across sessions
  • Full Krankenkasse model database
  • Priority AI routing
  • All 4 advisory domains
  • DE · FR · EN fully supported
Start Starter →
Pro
297CHF
per month · cancel anytime
  • Everything in Starter
  • Voice advisory mode (ElevenLabs)
  • EU AI Act compliance audit reports
  • FINMA & nDSG guidance
  • Dedicated AI model routing (Claude)
  • Priority support · SLA response
Contact for Pro →
FAQ

Questions your
colleagues will ask.

Straight answers about what Certo Personal does, how it saves you money, and what it doesn't replace.

Swiss professionals who switch to the optimal model for their health profile save CHF 1,200–3,600/year. The average is CHF 2,400. The main levers are franchise level, model type (standard vs Telmed vs HMO), canton premium differences, and Zusatzversicherung deduplication. Certo analyses your specific situation — not generic tables.
Certo Personal provides AI-powered legal information — not certified legal advice. It explains Swiss law clearly, helps you understand your rights, and prepares you for conversations with attorneys. It always tells you when your situation requires a certified Swiss lawyer (Anwalt). Think of it as a well-read friend with a law background, not your Rechtsanwalt.
Certo covers the DACH-specific AI transition: which roles are at risk in your sector, which AI tools to adopt first, how to position yourself in your CV and LinkedIn for AI-aware hiring managers, and how to frame your experience for 2026 job market realities. It draws on Swiss and DACH labour market data.
Yes. Certo Personal is operated by TennoTenRyu Inh. Cesarano (CHE-272.196.618), registered in Zug, Switzerland. All processing occurs under Swiss nDSG and EU GDPR. No data is shared with third parties or used for AI training. You can request deletion of your profile and history at any time.
Yes — Certo Personal covers EU AI Act basics: whether your AI tools are classified as high-risk, what Articles 5, 6, 9 and 52 require, and the August 2026 enforcement timeline. For a full company-level compliance gap report, Certo Comply is the dedicated product — see comply.cesaranogilbert.com.
German, French and English — all at native level. You can switch languages mid-conversation and Certo will follow. The Krankenkasse data is sourced from Swiss German official publications and translated accurately. Legal guidance references Swiss German and Swiss French legal frameworks where relevant.
Get Started

Your first CHF 2,400
saving starts today.

Three free queries. No card. No signup. Just ask about your Krankenkasse, career, or legal question — and see what Certo finds.

Start Free — Ask Now → View Pricing
FREE TIER · 3 QUERIES/DAY · NO CARD REQUIRED · CANCEL ANYTIME